tracyhayespodcast.com/319
The VA loan is one of the most powerful home buying tools available in Jacksonville and Northeast Florida. And sellers are turning it down because of bad information.
Allison Chance of Anchored Real Estate Group hears it constantly. A seller gets a strong VA offer and their agent steers them away from it. Why? The appraisal contingency. The WDO requirement. The more stringent appraisal process.
But here is what those agents are not telling their sellers.
The VA loan exists because many military families cannot afford 3, 5, 10, or 20 percent down. The government created 100 percent financing as a benefit earned through service. The stricter appraisal process is there to protect both the buyer and the lender — to make sure the value is real and the asset is sound.
That is not a liability in a transaction. That is a safeguard.
When a listing agent truly understands how VA loans work — the appraisal timeline, the WDO inspection, the funding fee, the entitlement structure — they can prepare their seller properly and make the transaction just as smooth as any conventional deal.
The problem is never the VA loan. The problem is agents who have not done the work to understand it and are passing that ignorance directly to their sellers.
Our military families deserve better than that.
🎙️ Full Episode 319: tracyhayespodcast.com/319
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