Debora McCarty

Debora McCarty didn't take a traditional path into real estate. She came to the United States from Brazil at 30, spent 25 years as a homemaker, earned her teaching certification, and taught computer education at Fruit Cove Middle School in St. Johns County before going full-time in real estate with Watson Realty in 2022. That background — immigrant, educator, community volunteer — shapes everything about how she serves buyers and sellers across Jacksonville and St. Johns County today.In this episode, Debora and Tracy cover the Jacksonville market in 2026, including why sellers are still anchored to pandemic-era expectations, how the rate lock-up is keeping inventory tight, and what it actually takes to unlock a motivated seller who's sitting on a 2.5% mortgage. They dig into Florida property tax portability — one of the most underutilized tools in real estate — and how Debora uses it to show move-up sellers and downsizers what they're really working with financially before they ma…