Resilience Episodes

Debora McCarty didn't take a traditional path into real estate. She came to the United States from Brazil at 30, spent 25 years as a homemaker, earned her teaching certification, and taught computer education at Fruit Cove Middle School in St. Johns County before going full-time in real estate with Watson Realty in 2022. That background — immigrant, educator, community volunteer — shapes everything about how she serves buyers and sellers across Jacksonville and St. Johns County today. In this episode, Debora and Tracy cover the Jacksonville market in 2026, including why sellers are still anchored to pandemic-era expectations, how the rate lock-up is keeping inventory tight, and what it actually takes to unlock a motivated seller who's sitting on a 2.5% mortgage. They dig into Florida property tax portability — one of the most underutilized tools in real estate — and how Debora uses it to show move-up sellers and downsizers what they're really working with financially before they ma…

Tanya Cosmini first joined Tracy on Episode 97 when she had just launched Realty ONE Group Elevate in St. Augustine. Four years later she's back — and the real education is what nobody told her was coming. Tanya breaks down what it actually takes to go from top-producing solo agent to broker-owner: the recruiting cycle that takes one to two years (not one meeting), why answering the phone is still the single biggest differentiator in brokerage, and how she built a collaborative culture where agents thrive instead of compete. She covers strategic pricing in St. Johns County — where 97% of listings are selling at or near list price — and why agents who ignore that data are losing listings. New construction, buyer agreements, realtor safety with Forewarn, leveraging virtual assistants, when to hire your first TC, and how she blends Buffini's referral systems with Tom Ferry's open house principles into a coaching program designed to get new agents under contract within 120 days. …

In this episode of Real Estate Excellence, Heather Monahan shares her story of resilience and empowerment. After being fired from a successful executive position and signing an 18-month non-compete agreement, Heather shared her story on social media....