Florida Amendment 3 Explained with Cyndee Haydon Ep 346

Florida's Amendment 3 could reshape property taxes, but what does it mean for homeowners, renters, and future buyers?

In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with Cyndee Haydon. Cyndee Haydon, Broker Associate with Future Home Realty and Treasurer of Florida Realtors, to discuss the proposal ahead of the November 3, 2026 election. They explain how Amendment 3 would increase the homestead exemption for non-school property taxes to $150,000 in 2027 and $250,000 in 2028, potentially providing significant savings while leaving school taxes unchanged.

Cyndee breaks down how the amendment could impact current homeowners, first-time buyers, renters, investors, and people relocating to Florida. The discussion covers Save Our Homes protections, portability, residency requirements, and the proposed 5% non-homestead assessment cap. Tracy raises concerns about local government budgets, emergency services, and potential tax shifts to businesses and renters. Cyndee explains Florida Realtors' support for the amendment, emphasizing responsible government spending, essential services, and long-term housing affordability.

With 60% voter approval required, understanding Amendment 3 is essential before Election Day. Watch this episode to explore its potential benefits, challenges, and effects on Florida property taxes.

HighlightsTop of FormBottom of Form

00:00–12:19 Understanding Amendment 3

• Proposed Property Tax Changes
• Florida's Government Funding
• Rising Costs and Spending
• First-Time Buyer Challenges
• Housing and Retirement Costs

12:19–21:39 Homeowner Tax Savings

• Property Tax Relief
• Buyer Residency Rules
• Tax Savings and School Funding
• Homestead Exemption Benefits
• Why Tax Relief Matters

21:39–36:25 Government Budgets and Public Safety

• Protecting Emergency Services
• Government Spending Transparency
• Impact Across Florida Counties
• Rising Property Tax Bills
• Government Spending Accountability

36:25–44:12 Homestead and Rental Properties

• Save Our Homes and Portability
• Florida Residency Requirements
• Impact on Renters
• 5% Assessment Cap
• Rental and Investment Properties

44:12–1:07:53 Tax Shifts and Affordability

• Tax Shifts and Public Services
• Government Budgets and Revenue
• Florida Realtors' Support
• Budget Planning and Implementation
• Housing Affordability and Growth

1:07:53–1:18:35 Voting and Final Takeaways

• Amendment 3 True or False
• 60% Voting Requirement
• Florida Realtors' Next Steps
• Future Housing Policies
• Final Thoughts and Resources

Quotes:

"When the math doesn't math, it doesn't work." – Cyndee Haydon

"Your Save Our Homes cap is the same. Your portability is the same" – Cyndee Haydon

"We do not have to choose between safe neighborhoods and tax relief." – Cyndee Haydon

"Would more room in your budget help your family?" – Cyndee Haydon

To contact Cyndee Haydon, learn more about her business, and make her a part of your network, make sure to follow her Website, X, Instagram, Facebook, YouTube, and LinkedIn.

Connect with Cyndee Haydon!

Website: https://www.skool.com/ai-thats-easy-implementer-club/about

X: https://x.com/cyndeehaydon

Instagram: https://www.instagram.com/cyndeehaydon/

Facebook: https://www.facebook.com/cyndeehaydon/

YouTube: https://www.youtube.com/user/cyndeehaydon

LinkedIn: https://www.linkedin.com/in/cyndeehaydon/

Connect with me!
Website: toprealtorjacksonville.com

Website: toprealtorstaugustine.com

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